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Auto insurance protects the policyholder, their passengers, and other drivers on the roads, but it can be a huge expense, especially in Connecticut. The state’s high average premiums send many on a quest to find the cheapest auto insurance in Connecticut. Below is a list of insurers that match several common driver profiles.

  • Ideal for typical drivers: Geico
  • Ideal for drivers who have had accidents in the past: Geico
  • Ideal for drivers who have already received speeding tickets: Geico
  • Ideal for young drivers: Kemper
  • Ideal for senior drivers: Geico
  • Ideal for drivers looking for minimal coverage: Geico
  • Ideal for drivers with low credit: Geico

Ideal for typical drivers: Geico

Connecticut auto insurance premiums are quite high, even for drivers with pristine records. The average woman without an accident or speeding ticket pays about $ 2,661 per year, while the average man pays about $ 2,716 per year. But Geico can offer those drivers the same coverage for less than half of it. It only charges female drivers $ 897 per year and men on average $ 887 per year.

The following companies have also made the list of the best Connecticut auto insurance companies for typical drivers:

  • Kemper, where women pay about $ 1,317 per year and men about $ 1,295 per year
  • Progressive, where the average annual premium for drivers with a clean criminal record is $ 1,338 for women and $ 1,332 for men

Ideal for drivers who have already had accidents: Geico

Geico also offered Connecticut’s best auto insurance rate to drivers who have had an accident in their history. His average annual premium for this group was only $ 1,312 – considerably less than the state average of $ 3,602.

These companies also offer inexpensive auto insurance in Connecticut to drivers with a history of accidents:

  • State Farm, where these drivers pay an average annual premium of $ 1,765
  • Kemper, who charges these drivers on average about $ 1,910 per year

Ideal for drivers who have already received speeding tickets: Geico

Speeding tickets also increase Connecticut’s average auto insurance premium to $ 3,158 per year. But again, Geico gives customers a much better deal. Drivers with a speeding ticket can get coverage for about $ 1,108 per year on average.

These companies also offer some of the best auto insurance in Connecticut for drivers with just one speeding ticket:

  • State Farm, which charges these drivers about $ 1,765 per year
  • Progressive, which has an average annual premium of $ 1,771 for this group

Ideal for young drivers: Kemper

Young drivers pay an average of $ 8,877 per year for Connecticut auto insurance. This time it was Kemper who took the lead with an average annual bonus of just $ 2,982. This is based on the profile of an 18 year old male driver with a clean criminal record.

The following insurers also offer cheap auto insurance quotes in Connecticut to teenage drivers:

  • Geico, where teens pay around $ 3,114 a year on average
  • State Farm, where the typical 18-year-old driver pays around $ 4,202 per year

Ideal for senior drivers: Geico

Seniors pay a fairly reasonable amount of $ 2,560 per year for auto insurance in Connecticut. But customers who choose Geico could pay more than $ 960 per year.

Seniors can also get affordable auto insurance in Connecticut from these companies:

  • Progressive, where the typical 65-year-old driver pays around $ 1,289 per year for Connecticut auto insurance
  • Kemper, where senior drivers pay around $ 1,305 per year on average

Ideal for drivers looking for minimal coverage: Geico

Connecticut’s minimum auto insurance costs drivers about $ 1,206 per year. But Geico drivers pay about a third of that. His average annual premium for minimum coverage is $ 402.

Drivers can also purchase inexpensive Connecticut automobile liability insurance from these insurers:

  • Kemper, where the average annual premium for minimum coverage is $ 520
  • State Farm, where minimum coverage costs about $ 740 per year on average

Best for drivers with low credit: Geico

Bad credit raises the average cost of Connecticut auto insurance to $ 4,870 per year. But Geico drivers only pay about $ 1,526 per year.

These companies also offer affordable auto insurance rates in Connecticut to drivers with low credit:

  • Kemper, where drivers with bad credit pay about $ 1,886 per year on average
  • Progressive, where the average annual premium for this group is approximately $ 2,240

Average Cost of Auto Insurance in Connecticut Compared to National Average

How Much Does Auto Insurance Cost in Connecticut? It might surprise some to know that this is well above the national average. Here’s a look at how Connecticut auto insurance rates compare to the rest of the country for several common driver profiles.

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