Auto insurance is essential to protect your personal finances. But with so many options, it’s not always easy to determine which company has the best auto insurance in South Carolina. Here’s a look at the companies that offer the cheapest rates for several popular driver profiles.
- The cheapest for typical drivers: US National Insurance
- The cheapest for drivers who have already had accidents: US National Insurance
- The cheapest for drivers who have already received speeding tickets: Geico
- The cheapest for young drivers: US National Insurance
- The cheapest for senior drivers: US National Insurance
- The cheapest for drivers looking for minimum coverage: US National Insurance
- The cheapest for drivers with low credit: At national scale
Cheaper for typical drivers: American National Insurance
American National averages female drivers about $ 1,397 per year, while men pay about $ 1,358 per year. This is based on the profile of 35 year old drivers with blank records. American National’s rates are a little lower than the state average, which is $ 2,259 per year for women and $ 2,292 per year for men.
Other companies that offer some of the cheapest auto insurance in South Carolina include:
- Geico, where the average annual premium is $ 1,477 for female drivers and $ 1,496 for men
- Nationally, where female drivers with blank records pay about $ 1,562 per year while men pay about $ 1,580 per year
The cheapest for drivers with previous accidents: American National Insurance
American National has also offered low cost auto insurance in South Carolina for adults with only one accident on their record. While the state’s average annual premium for these drivers is $ 3,189, US domestic policyholders pay only about $ 1,868 per year on average.
These companies also offer cheap South Carolina car insurance quotes to drivers with a history of accidents:
- State Farm, where drivers with an accident pay about $ 2,024 per year on average for auto insurance in South Carolina
- Travelers, which offers these drivers an average annual bonus of $ 2,059
The cheapest for drivers who have already received speeding tickets: Geico
Drivers who have previously received speeding tickets see their auto insurance premiums in South Carolina increase to an average of $ 2,881 per year. But those who choose Geico can get coverage for around $ 1,496 a year on average.
The following insurers also offer cheap auto insurance in South Carolina to drivers with a single speeding ticket:
- American National, where these drivers pay about $ 1,807 per year on average for auto insurance in South Carolina
- State Farm, which charges drivers with a single speeding ticket about $ 1,812 per year
Cheaper for young drivers: American National Insurance
Young drivers pay an average of $ 5,689 per year for auto insurance in South Carolina. But teens who choose American National can get the same coverage for around $ 2,849 a year.
These insurers also list the best auto insurance companies in South Carolina for teenage drivers:
- Geico, where teens pay about $ 3,437 a year for auto insurance in South Carolina
- South Carolina Farm Bureau Insurance, which on average bills teens about $ 3,455 per year
Cheapest for senior drivers: American National Insurance
Older drivers pay only about $ 2,227 for auto insurance in South Carolina, but those who choose American National could save about $ 1,000. Its average annual premium for drivers 65 and over is only $ 1,255 per year.
These insurers also offer affordable auto insurance in South Carolina for seniors:
- Progressive, where seniors pay about $ 1,486 per year on average
- State Farm, where the average annual premium for a 65-year-old driver is $ 1,504
Cheaper for drivers looking for minimum coverage: American National Insurance
Minimum auto insurance in South Carolina costs around $ 891 per year, but drivers who opt for American National can get the same coverage for just $ 556 per year.
These insurers also offer inexpensive auto liability insurance in South Carolina:
- Geico, where minimum coverage costs around $ 593 per year on average
- State Auto Insurance, which has an average annual premium of $ 613 for minimum coverage
Cheapest for Drivers with Low Credit: Nationwide
Drivers with poor credit pay around $ 3,589 per year for auto insurance in South Carolina, but those who opt for Nationwide pay more affordable $ 2,435 per year.
These companies also offer cheap auto insurance in South Carolina for drivers with low credit:
- Geico, where drivers with poor credit pay around $ 2,511 per year
- American National, which charges these drivers about $ 2,596 per year for South Carolina auto insurance
Average Cost of Auto Insurance in South Carolina Compared to National Average
How Much Does Auto Insurance Cost in South Carolina? It depends on several factors including driver history, location in state, type of vehicle, etc. The table below shows how South Carolina’s rates for several common driver profiles compare to the national average.
