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* These standard policy providers team up to provide classic car insurance.

**This Trustpilot score is based on all State Farm insurance reviews, not just those for classic car insurance.

Grundy classic car insurance has great classic car insurance reviews. As well as having a 4.5 rating on Trustpilot, Grundy is BBB accredited with an A+ rating. Grundy’s classic car insurance policy covers most vehicles that are at least 25 years old, as well as exotic and muscle cars of all model years.

Grundy is part of Philadelphia Insurance Companies (PHLY), which is also the underwriter of its classic car policies. To file a claim, you need to go to the PHLY website and fill out a form. A representative will contact you within 24 hours with next steps.

We think Grundy is the best choice if you have a car that appreciates in value quickly. The company can pay up to 150% of the agreed value of your cars, and you can also adjust the value periodically. Plus, Grundy offers up to $600 trip interruption, which is nice to have.

Hagerty car insurance is another choice that stands out when looking at classic car insurance reviews. It has an A+ rating from the BBB in addition to its 4.1 stars on Trustpilot. Progressive Car Insurance uses Hagerty to insure classic cars, so you’ll get the same policy and benefits no matter which company you choose.

Hagerty has specialists who can locate the hard-to-find parts to repair your car. Specifically, Hagerty Carcierge can help you source Original Equipment Replacement (OEM), New Genuine (NOS) or Similar Type and Quality (LKQ) parts. This is important because the value of your car depends on the authenticity of its parts.

Another good thing about a Hagerty car insurance policy is that you have the option of buying back your car in the event of a total loss and rebuilding it yourself. Speaking of repairs, with Hagerty you can either have your car repaired at a workshop of your choice or carry out the repairs yourself and receive insurance benefits.

State Farm Auto Insurance is one of the few traditional insurers that also covers collector vehicles on its own – it does not partner with any other company. This means you will speak to your own State Farm agent and only deal with one company when you need service. State Farm scored 4.6 out of 5 stars in our review of the best auto insurance companies in the market, and it ranked highly in JD Power’s 2021 U.S. Auto Claims Satisfaction StudySM.

State Farm covers your collectible up to the agreed upon value to protect against depreciation, and provides $500 coverage for replacement parts. Plus, the company has agents available 24/7, so you can always talk to a real person when you call. Another benefit of using State Farm is that you can bundle your classic auto insurance policy with other policies, such as your regular auto insurance. policy or even a home or life insurance policy.

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